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Mortgage Information

10 Major Factors That Determine Mortgage Rates in the U.S. (Must-Know Insights for Homebuyers)

September 5, 2025

Major Factors That Determine Mortgage Rates in the U.S. Introduction: Why Mortgage Rates Matter Buying a home is one of the biggest financial decisions most Americans will ever make. The mortgage rate you secure can significantly impact your monthly payment and the overall cost of your home ... » Learn More about 10 Major Factors That Determine Mortgage Rates in the U.S. (Must-Know Insights for Homebuyers)

Filed Under: Brokers BLOG, Buyers Resource, Mortgage Information, Sedona Market, Selling Sedona Real Estate, Uncategorized

What’s Happening with Mortgage Rates, and Where Will They Go from Here?

April 5, 2022

What’s Happening with Mortgage Rates, and Where Will They Go from Here? Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point ... » Learn More about What’s Happening with Mortgage Rates, and Where Will They Go from Here?

Filed Under: Brokers BLOG, Buyers Resource, Mortgage Information

Sedona Real Estate Hunting? Need a Pre-Qual on the go so you can offer on that perfect Sedona Home?

February 17, 2016

Sedona Real Estate Hunting?  Need a Pre-Qual on the go so you can offer on that perfect Sedona Home? Well look no further than our web site SedonaRealEstateAgents.com !! Located at the bottom of each page on our web site is a button for Apply Now! and begin the pre qualification process which will ... » Learn More about Sedona Real Estate Hunting? Need a Pre-Qual on the go so you can offer on that perfect Sedona Home?

Filed Under: Mortgage Information, Sedona, Sedona Market, Sedona Village of Oak Creek, Uncategorized

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Omar Kenney – Modern Home Lending

As a veteran of more than 20 years in the mortgage industry and a resident of Sedona for over 7 years, I have worked and have strong experience at nearly every level of the mortgage process. I understand the nuts and bolts of the industry and use this experience to help my client’s form a deeper understanding of, and navigate the process – the “why’s” and the “how’s”.

Modern Home Lending
Apply with Omar

Simplicity Lending Group

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